Guidance you can count on

Our blog is here to answer questions, share advice, and keep you informed on the coverage that matters for your family, your home, and your business.

Small business owner reviewing paperwork at a desk in a Lubbock office with Texas state forms visible
By LSM Agency August 13, 2026
Is workers compensation required for Texas small businesses? Learn the law, the risks of going without, and what coverage costs. LSM Agency compares carriers
Local Lubbock Texas insurance agency office exterior on a clear West Texas afternoon
By LSM Agency August 11, 2026
Looking for a trusted insurance agency in Lubbock, TX? Learn how to compare independent agents, avoid red flags, and get the right coverage for your home and
Lubbock Texas business district street view with commercial buildings under a partly cloudy sky
By LSM Agency August 9, 2026
Searching for business insurance near you in Lubbock, TX? LSM Agency is an independent agent that shops multiple carriers to find the right coverage for your
A white commercial work truck parked at a Lubbock job site with a clear West Texas sky in the background
By LSM Agency August 7, 2026
Need commercial auto insurance in Lubbock? LSM Agency compares top carriers to protect your business vehicles, drivers, and bottom line. Get a free quote today.
Texas highway stretching into open plains under a bright blue sky with scattered clouds, viewed from a moving car
By LSM Agency August 5, 2026
Find out how much car insurance costs in Texas in 2026. LSM Agency breaks down average rates, key cost factors, and discounts for Lubbock and beyond. today
Person reviewing auto insurance documents and a calculator at a wooden desk in a Texas home office
By LSM Agency August 3, 2026
Learn exactly how car insurance refund calculations work in Texas, from pro-rata vs. short-rate to state rules. Get the right rate with LSM Agency in Lubbock.
Open suitcase packed for travel on a bed with a passport, boarding pass, and sunglasses visible nearby
By LSM Agency August 1, 2026
Wondering what travel insurance covers? LSM Agency explains trip cancellation, medical, and evacuation coverage for Texas travelers. Get a free quote today.
A motorboat on a calm Texas lake at sunrise, with rocky shoreline and clear blue sky in the background
By LSM Agency July 30, 2026
Own a boat in Texas? Learn what boat insurance covers, how much it costs, and what Texas law requires. Get a quote from LSM Agency today. Talk to LSM Agency.
Close-up of a diamond engagement ring and pearl necklace resting on a wooden jewelry box in a sunlit Texas home
By LSM Agency July 28, 2026
Standard home policies cap jewelry at $1,500. Learn how Texas jewelry insurance fills the gap and what it actually costs. Get a quote from LSM Agency today.
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