Privacy Policy

Updated on: September 2nd, 2025

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been created with the help of the Free Privacy Policy Generator.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service or parts of our Service.
  • Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to LSM Insurance Agency, Inc, 7204 Joliet Ave Lubbock, TX 79423.
  • Cookies are small files placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history.
  • Country refers to: Texas, United States.
  • Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
  • Personal Data is any information that relates to an identified or identifiable individual.
  • Service refers to the Website.
  • Service Provider means any natural or legal person who processes the data on behalf of the Company.
  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (e.g., the duration of a page visit).
  • Website refers to LSM Insurance Agency, Inc, accessible from https://www.lsm-agency.com/
  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide certain personally identifiable information. This may include, but is not limited to:

  • Usage Data

Usage Data

Usage Data is collected automatically when using the Service and may include details such as:

  • Your Device’s IP address
  • Browser type and version
  • Pages visited, date/time of visit, and time spent
  • Device identifiers and diagnostic data

When accessed through a mobile device, additional details such as mobile device type, OS, IP address, and browser may also be collected.

Tracking Technologies and Cookies

We use Cookies and similar technologies to track activity and improve our Service. These include:

  • Cookies/Browser Cookies – small files stored on Your device.
  • Web Beacons – small electronic files used to count users or measure engagement.

Cookies may be Persistent (remain after going offline) or Session (deleted when the browser closes).

We use Cookies for purposes such as:

  • Necessary/Essential Cookies (authentication, fraud prevention)
  • Policy/Notice Acceptance Cookies (track cookie acceptance)
  • Functionality Cookies (remember preferences, login, language)

Use of Your Personal Data

The Company may use Personal Data for purposes including:

  • To provide and maintain the Service
  • To manage Your Account
  • For the performance of a contract
  • To contact You via email, phone, SMS, or push notifications
  • To provide news, offers, and updates unless opted out
  • To manage requests and inquiries
  • For business transfers (mergers, sales, restructuring)
  • For analytics, trend identification, and service improvements

Sharing Your Data

We may share information:

  • With Service Providers
  • For business transfers
  • With Affiliates
  • With business partners
  • With other users in public areas
  • With Your consent

Retention of Your Personal Data

We will retain Personal Data only as long as necessary for purposes outlined in this Policy, to comply with legal obligations, resolve disputes, and enforce agreements.

Transfer of Your Personal Data

Your information may be transferred to and maintained on computers outside Your state or country. We will ensure adequate protection before transfer.

Delete Your Personal Data

You may request deletion or manage Your information via account settings or by contacting Us. Certain data may be retained for legal obligations.

Disclosure of Your Personal Data

  • Business Transactions – data may be transferred in case of merger or sale.
  • Law Enforcement – data may be disclosed to authorities when required.
  • Other Legal Requirements – data may be disclosed to comply with law, defend rights, prevent fraud, ensure safety, or prevent liability.

Security of Your Personal Data

While We use commercially acceptable means to protect data, no method is 100% secure.

Children’s Privacy

We do not knowingly collect data from anyone under 13. Parents may contact Us if aware of collection without consent.

Links to Other Websites

We are not responsible for external websites linked from Our Service. Review their Privacy Policies before use.

Changes to this Privacy Policy

We may update this Policy periodically and notify You via email or prominent notice. The “Last updated” date will be revised accordingly.

Contact Us

If you have any questions, You can contact us: