Travel insurance

Travel Insurance

Your plans can fall apart before you ever leave Lubbock, and travel insurance protects your financial investment when trips don't go as planned. Whether you're flying to visit family, taking a cruise, or planning an international vacation, travel insurance covers trip cancellations, medical emergencies, lost luggage, and travel delays that could otherwise cost you thousands.

Trip cancellation coverage reimburses your prepaid, non-refundable expenses if you can't travel due to covered reasons like illness, injury, severe weather, or family emergencies. If you book a vacation and get sick two days before departure, you're likely losing everything you paid unless you have travel insurance. Coverage kicks in for a wide range of circumstances, protecting your investment in airline tickets, hotels, tours, and other prepaid arrangements.

Medical coverage is crucial for international travel because your regular health insurance might provide limited or no coverage outside the United States. Travel insurance covers emergency medical treatment, hospital stays, and medical evacuation if necessary. Emergency medical evacuation can cost $100,000 or more, and without coverage, you or your family would be responsible for those costs.

Baggage coverage reimburses you for lost, stolen, or damaged luggage and personal items during your trip. Travel delay coverage helps pay for meals, accommodations, and essential purchases when flights are delayed or canceled, leaving you stranded away from home. Travel insurance provides 24/7 assistance services when you're dealing with emergencies far from home, helping you find medical care, replace lost documents, or arrange alternative travel. We can help you understand what different policies cover and find travel insurance that matches your trip plans and budget without paying for coverage you don't need.